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McHenry, MD 21541

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Credit Card Fraud

Credit card fraud occurs when a person uses a stolen, lost, counterfeit, or invalid credit or debit card to make a purchase or receive cash. An estimated 25 million Americans fall victim to credit card fraud each year. Because this type of fraud has become so prevalent in the U.S., many laws have been enacted to impose harsh penalties for committing credit card fraud. The following table lists some of the penalties for credit card fraud that exist under Maryland law:

Crimes

Value of Property or Services

Type of Charge

Maximum Fine

Maximum Jail Sentence

Making a False Statement of Identity to Procure a Credit Card

N/A

Misdemeanor

$500

18 months

Credit Card Theft

N/A

Misdemeanor

$500

18 months

Credit Card Counterfeiting

N/A

Felony

$1,000

15 years

Possessing Incomplete Credit Cards or Counterfeiting Machine/ Apparatus

N/A

Felony

$1,000

15 years

Using a Stolen or Counterfeit Credit Card

More than $500

Felony

$1,000

15 years

$100 to $500

Misdemeanor

$500

18 months

Less than $100

Misdemeanor

$500

90 days

Knowingly Providing Goods or Services to Person Using Stolen/Counterfeit Credit Card

More than $500

Felony

$1,000

15 years

$100 to $500

Misdemeanor

$500

18 months

Less than $100

Misdemeanor

$500

90 days

Receiving Property Known to Have Been Obtained with Stolen/Counterfeit Credit Card

More than $500

Felony

$1,000

15 years

$100 to $500

Misdemeanor

$500

18 months

Less than $100

Misdemeanor

$500

90 days

Providing the Number or Code of a Telephone Card

Any

Misdemeanor

$500

12 months